Top 10 Best Payment Gateways for WooCommerce [2022]

WordPress is a popular platform for creating websites. It's free and open source, making it easy for anyone to create a website. WooCommerce is the most popular eCommerce platform on the web, and it has a huge community of users. When it comes to e-commerce, there are a few platforms that users can choose from. However, for those with a WordPress site, WooCommerce is definitely one of the best options around. However, many people want to take their businesses to the next level and use payment gateways. WooCommerce Payment gateways allow you to accept payments from your customers through various methods, such as credit cards, PayPal, or even direct bank transfers. WordPress has a lot of payment gateway plugins that make it easy to add these services to your site.

With so many WooCommerce payment gateways available, it can be hard to decide which one is right for you. While WooCommerce has a built-in payment gateway, there are a number of other paid plugins and services that allow you to accept payments from your customers. If you're looking for a paid solution, here are the best WooCommerce payment gateways for WordPress.

Best WooCommerce Payment Gateways for WordPress

There are many WooCommerce payment gateways for WordPress available, but which one is the best? This article will help you decide. Our top WooCommerce payment gateway choices include PayPal, Stripe, and Braintree. Each has its own advantages and disadvantages, so make sure to read through our reviews before making a decision.

Here are 10 of the best WooCommerce payment gateways for WordPress: 

1. Paypal Standard
2. Stripe 
3. Square
4. Skrill
5. 2Checkout
6. Amazon Pay
7. Trust Payments
8. Authorize.Net
9. PeachPay
10. Braintree

PayPal

PayPal has become the global payment gateway of choice for e-commerce websites and businesses. Millions of people use PayPal to shop online every day, making it one of the most popular payment gateways on the web.

It is simple to use, and its most popular methods for accepting online credit card payments are through its website and apps. PayPal also accepts payments through debit cards, Venmo, and Apple Pay.PayPal is also the easiest way to process payments in bulk.

PayPal allows merchants to accept payments through their website and mobile app. Merchants who use PayPal can automatically set up a checkout experience that is optimized for mobile devices. This means that customers can complete their transactions on their smartphones or tablets without having to go through the full checkout process on the merchant's website.

Paypal offers an efficient checkout experience. It's easy to reap because simply integrating with PayPal Payments Standard is all that's needed. Simply adding a PayPal payment button to your website will allow customers to pay with their PayPal accounts. When the integration is done, you'll be able to get money and process transactions quickly and easily.

Price

• PayPal Digital Payments: Digital payments services that include Seller Protection, such as PayPal Checkout, PayPal Credit, PayPal Pay with Rewards, and Checkout with Crypto, will charge 3.49% + $0.49 per transaction. Flat fee of 2.9% plus $0.30 per transaction.

• Single User Payments: Rates for any payments depend on the transaction amount and the medium used. 

• Payments via credit and debit cards: Depending on whether or not chargeback protection is activated, online credit and debit card payments will have various rates.

• Fees for charitable donations are determined by the application and pre-approval process.

• Fees for non-standard payments have not changed.

Pros:

• PayPal is a secure online payment gateway that allows customers to easily and quickly make payments online.
• PayPal offers a variety of payment options, including credit cards, bank transfers, and debit cards.
• Customers can also use PayPal to pay for goods and services using their PayPal account balances or with money they have received as gifts or refunds from other merchants.
• PayPal enables users to check out quickly and easily using just their email address and password.

Cons:

• A 1% fee is charged if you want instant access to your money, and a free bank transfer takes several days.
• A popular target for phishing and scams
• Disputes can delay refunds.
• Digital purchases aren't protected.

Stripe

Stripe has hit the market and is claiming to be the world's leading payment service company. The Stripe Gateway is a more cost-effective solution compared to others on the market. With Stripe Gateway, businesses can process payments without having to install any additional hardware or software. This makes it a great choice for small businesses who don't have the budget for a more expensive option. Also, Stripe Gateway allows businesses to accept payments in more than 47 countries around the world, and it can handle more than 135 different currencies.

Stripe Payment Gateways are a great way to sell products internationally. With Stripe, you can easily process payments from customers around the world. This makes it easy to take your products to new markets and make sales.

When selling products on the web, it can be helpful to display the price in the viewer’s native currency. One way to do this is through a payment gateway. The Stripe payment gateway is a helpful feature for businesses, as it allows them to process payments in a variety of currencies. This can be especially beneficial for overseas buyers, who may not have access to traditional bank accounts. There are many payment gateways available, and each has its own unique features and benefits. If you want to set up a payment gateway connection with your customers, be sure to look at all of the options you have.

Price

• Cards and digital wallets: pay-as-you-go pricing of 2.9% + 30¢ per successful credit card charge.
• In-person: (Payments through Stripe Terminal) 2.7% plus 5 cents per transaction.
• Bank transactions: $5 per check received, $1 per ACH credit payment, and 0.8% per transaction (maximum ACH fee of $5), $8 per wire transfer.

Pros:

• Allows users to stay on your site instead of being sent to another site when making a payment.
• It accepts a wide range of payment methods and currencies.
• Pricing is flat-rate and straightforward, with no setup, cancellation, or monthly fees.
• It's easy to set up and customize.
• Customer support is via phone, email, and live chat 24/7.

Cons:

• In-person retail companies and restaurants have limited functionality.
• The system's customization involves some API key juggling.

Square

Square, a mobile payments company, is expanding its services to new countries. The company announced that it will be available in Spain, France, Italy, and Germany by the end of the year. This expansion brings the total number of countries where Square is available to 20. In addition to these new markets, Square is also continuing its partnership with Starbucks and McDonalds. These partnerships allow users in those countries to pay with their smartphones at participating locations. 

In an increasingly cashless society, payment gateways are becoming more and more important. One of the most popular payment gateways is Square. Square is available in the United States, Canada, Australia, Japan, and the United Kingdom. 

These portals are ideal for stores with physical locations, as they allow for easy and secure delivery of orders. Additionally, square payment gateways can be used for other selling options, such as online auctions or classifieds. So if you're looking for a payment gateway that can meet all of your needs, a Square payment gateway may be the perfect choice for you.

Price

• For card-on-file transactions, the fee is 3.5% plus $0.15.
• The rate for terminal and register payments is 2.6 percent plus $0.10.
• For online transactions, the rate is 2.9 percent plus $0.30.
•  Restaurants (paid plan) 2.6 percent + $0.10
•  Retail (paid plan) 2.5 percent + $0.10

Pros:

• Predictable flat-rate pricing
• support for low-volume merchants
• Excellent feature sets
• Affordable chip card readers
• Free tools for selling online
• All-in-one payment
• It can accept offline payments.
• Money deposits within two business days.

Cons:

• Add-on services are so expensive.
• It is great for small retailers but expensive for large companies.

Skrill

Skrill is one of the most popular payment gateways for making transactions and sending money to various countries. With Skrill, you can easily make transactions and send money to your friends and family in different countries without any problems. Skrill is a secure payment gateway that allows you to make payments using your bank account or credit card. This makes it a perfect choice for online transactions. 

Skrill is now owned by the Paysafe Group, a large payment company that offers services online, in person, and through other channels. The company provides a variety of payment options, including online, mobile, and in-app payments. Skrill also offers a wide range of features, including instant payment processing and fraud protection. The company has a strong customer base and is growing rapidly.

Skrill has now announced that they are offering a money transfer service that is specifically designed for eCommerce stores. This new service will allow customers to easily and quickly transfer funds to and from their Skrill accounts. Customers can now use this service to pay for purchases made on participating e-commerce websites, making it an ideal payment option for online shoppers. The money transfer service is available now and is free for both buyers and sellers.

Price

• International transfers using debit cards, bank transfers, or Sofort/Klarna are fee-free.
• A fee of up to 2.99% applies to international transfers made with a credit card.
• International money transfers that use the same sending and receiving currencies can cost up to 4.99% in fees.
• Domestic transfer fees 2% maximum
• Sending money to other Skrill users costs 2.99%.
• Chargeback Fee- $20

Pros:

• Chargeback protection
• One-touch payments.
• An account that manages multiple types of currency.
• High security and fraud management.
• It has a mobile app that is easy to use.
• Obtaining access to millions of Skrill Wallet users

Cons:

• Service takes an increased commission for a double conversion of money.
• Skrill cooperates with a small number of international banks.
• Skrill support provided a response that was unsatisfactory to the user.

2Checkout

2Checkout is a leading payment gateway that allows customers to make online and mobile payments from around the world. It accepts payments from nearly every major credit card company, as well as PayPal, Google Wallet, and Apple Pay. 2Checkout also offers a wide range of payment options, including direct debit, Bancontact, MasterCard payPass, and more.

With 2Checkout, customers and merchants can choose from a variety of localized payment options and receive a host of services. This payment gateway provides secure online transactions and offers both online and mobile payments. Merchants can also accept cards and payouts through bank transfers, cheques, direct deposits, and more. 2Checkout is compatible with a wide range of platforms, including websites and apps. Plus, the service is easy to use—just enter your customer's details and start processing payments. With 2Checkout, there's always something to get your business moving forward!

With 2Checkout, businesses can easily accept online and in-store payments in over 26 currencies and 15 languages. This payment gateway adapts to local elements of their industry, such as languages, payment methods, and currencies. This makes it a great choice for businesses that want to expand their reach and grow their customer base.

Price

• 2Checkout pricing starts at $0.45.
• 2Checkout charges a fee of 3.5 percent plus $0.35 for each successful sale.
• Enterprise Rates range from 1.00% to 4.99%.

Pros:

• It has an awesome support team.
• They have a vast number of APIs.
• It is easy to get started with 2Checkout for beginners.
• People can pay for it with credit cards, debit cards, and PayPal.

Cons:

• Their fraud protection is not very good.
• No subscription support for the WooCommerce plugin.

Amazon Pay

Amazon Pay is a payment gateway that is designed for online retailers and sellers who want to give their customers a pleasant experience. Amazon Pay allows customers to make payments through their web browsers and mobile apps. Transactions are processed quickly and securely, and customers can even pay with their Amazon Prime membership benefits. Amazon Pay is available in the United States, Canada, the UK, Germany, France, Italy, Spain, Japan, Australia, and Brazil.

Amazon Pay is a payment gateway that was created by Amazon to attract new customers and turn them into repeat customers. It includes tools and features designed to make the process of paying for goods easy and efficient. This payment gateway is perfect for online shoppers who want to pay for their purchases quickly and easily.

Price

• Online and mobile payments: 2.9% plus 30 cents per transaction.
• Cross-border payments: The U.S. incurs an extra 1% fee. 
• For charitable organizations, 2.2% plus 30 cents per transaction.

Pros:

• It has a lot of features.
• trustworthy for customers.
• supports global customers and currencies.
• There are no setup or monthly fees; you only pay per transaction.
• Fraud protection for the seller is awesome.

Cons:

• It isn't easy to navigate to the incoming payment requests.
• No in-person payment support.
• No volume discounts or custom packages.
• The settlement period is too long.

Trust Payments

The Trust Payments gateway has since added a merchant acquirer and a US platform to the mix, widening its reach to more merchants. With this expansion, Trust Payments wants to keep giving merchants new payment options that keep them competitive in today's market.

A trustworthy payment gateway that can integrate easily with over 40 shopping carts like WP eCommerce and WooCommerce. This payment gateway provides users with an easy and straightforward way to process online payments. Plus, our platform is reliable and secure, so you can be sure your customers will be happy with the transaction. 

The Trust Payments gateway allows customers to make payments online, on their mobile devices, and in-store. The company also offers a loyalty program that rewards customers for shopping at its stores.

Price

• Trust Payments does not list its specific rates or fees in this agreement, but the Virtual Terminal Rate is 1.00%–4.99%.

Pros:

• Fraud protection is awesome.
• It has a 24/7 support team and provides real-time access to all payment data.

Cons:

• It is not a good option for smaller businesses.

Authorize.Net

Authorize.Net is a web-based payment gateway that enables businesses to receive electronic and credit card payments in person or online. Authorize.Net offers several features that can benefit businesses, such as the ability to process multiple payments simultaneously, a secure checkout process, and 24/7 customer support. Additionally, Authorize.Net provides a variety of payment options, including credit cards and direct bank transfers. With Authorize.Net, businesses can easily take advantage of new payment methods and make their customers' lives easier by taking payments over the internet.

Authorize.Net (CIM) offers "token" access for future transactions, allowing merchants to avoid keeping sensitive credit card information on their systems. They offer a variety of features, like automatic billing and shipping information management, to help customers save their billing, payment, and shipping information for future orders. Authorize.Net also offers a range of security features to protect your business from fraud.

Price

• The monthly fee is $25.
• There is a 10 cent per transaction fee and a daily batch fee of 10 cents if you only want to use the payment gateway.
• 2.9% plus 30 cents per transaction with merchant account

Pros:

• best for online payment processing.
• The administrator site is extremely user-friendly.
• Online ticketing systems and live chat systems take a few minutes to solve issues.
• Recurring payments can be set up in all plans, which may be valuable for subscription-based businesses.

Cons:

• It is not a good option for smaller businesses.
• Payments processing takes too many days.
• You have to pay monthly fees.

PeachPay

PeachPay is a free payment software that lets your customers a smooth, one-click checkout experience. With PeachPay, you can efficiently process payments for your online store and keep your customers happy with fast checkout times. Plus, PeachPay offers a variety of security features to keep your data safe.

PeachPay is a payment gateway that is easy to use and can be downloaded this WooCommerce payment gateways from your WordPress plugin sector. It is also easy to set up, requiring only a few simple steps. PeachPay provides an intuitive and user-friendly interface, perfect for both small and large businesses. With PeachPay, you can easily accept payments from your customers and keep track of your finances in one place.

PeachPay is a payment gateway that supports payments with PayPal, Stripe, Apple Pay, and Google Pay. This makes it an excellent choice for businesses that want to accept online payments. PeachPay also has many other features, like fraud protection and verification for users.

Price

• It is completely free; there are no monthly or yearly fees.

Pros:

• one-click checkout experience.
• There are no monthly fees and the WooCommerce payment gateways plugin is completely free.
• It allows you to sell all types of digital products.
• All of the major payments are supported by it.
• secure and safe to use.

Cons:

• It does not provide services through email marketing platforms.

Braintree

Braintree is a great option with many features to choose from. Accept credit card and PayPal payments through our gateway, saving your customers' credit card details or linking their account. Plus, we provide helpful tutorials and support to make setting up your payment gateway easy.

The Braintree payment gateway supports subscriptions, which makes it perfect for businesses that sell products with recurring billing and WooCommerce pre-orders. It has a wide range of integrations, so you can easily add it to your website.

You can easily process refunds, void transactions, and capture charges right from WooCommerce. These gateways offer extensive fraud protection and allow users to accept payments from a variety of platforms. With Braintree's payment gateway support, WordPress site owners can easily manage their payments and keep their customers happy. 

Price

• For newer businesses, fees are 1.9% + £0.20 per transaction, with no monthly fees and no minimums.
• Cards and digital wallets cost 1.9% + £0.20 per transaction (Amex: 2.4% + £0.20). For transactions presented in a currency other than your home currency, there is a 1% fee and a £20 fee for chargebacks.

Pros:

• Its secure and safe to use.
• No monthly fees.
• They accept payment for merchandise from Apple Pay and Google Pay.
• It's easy to track accounts and manage all subscriptions.

Cons:

• It took a long time to complete the onboarding process.
• Customer service is poor.

Final Words

In conclusion, there are many great WooCommerce payment gateways to choose from. Depending on your needs, any of these options could be a good fit for your WordPress site. However, the ten payment gateways listed above are some of the best and most popular options. Each payment gateway has its own unique features and benefits, so be sure to select the one that best suits your needs.

If you're looking for WooCommerce payment gateways that are versatile and easy to use, PayPal or Stripe may be good options. If you're looking for a gateway that offers more features, consider Braintree or Authorize. If you are looking for a monthly fee-free payment gateway, then Amazon Pay, PeachPay, and Braintree may be a better choice.

If you're not sure which one to choose, do some research to find the WooCommerce payment gateways that best suits your business. And don't forget to test it out before going live!